Tips to Lower Your Auto Insurance

How to Lower Your Auto Insurance

Tips to Lower Your Rate

Auto Insurance can be a very costly expense. The Insurance Information Institute offers these suggestion to help you save money on auto insurance.
Comparison Shop: Surf the Internet, ask friends or call your state insurance department for companies to contact for fair prices and service.

Ask for a higher deductible: A deductible is the amount of money you pay when making a claim. Carrying a higher deductible can reduce premium costs substantially.

Drop collision and/or comprehensive coverage on older cars.

Buy a "Low Profile" car: Explore insurance costs before you buy a new or used vehicle. Vehicles that are expensive to repair or that have a high theft rate generally have higher insurance costs.

Take advantage of low-mileage discounts: Some companies offer this to those who drive fewer than a certain number of miles per year.

Ask about discounts for automatic seat belts or air bags.

Ask about anti-lock brakes: They improve steering control when you brake, reducing accidents. Some companies provide this discount nationwide.

Inquire about other discounts: Including discounts for insuring multiple vehicles, having no accidents in 3 years, driver over age 50, taking driver training course or using anti-theft devices.